Terms of Use

By accessing or using SmartCalc ("the Service"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please discontinue use of the Service.

SmartCalc grants you a non-exclusive, non-transferable, revocable license to use the Service for personal, non-commercial purposes. You agree to use the Service only for lawful purposes and in accordance with these Terms.

You may not:

• Attempt to reverse-engineer, decompile, or extract the source code of the Service in a manner that violates applicable law
• Use the Service to distribute malware, spam, or otherwise harmful content
• Represent calculator outputs as professional financial, legal, tax, or medical advice
• Use automated tools to scrape or overload the Service

All calculators and results provided by SmartCalc are for informational and educational purposes only. Nothing on this website constitutes financial, investment, tax, legal, or health advice. See our Disclaimer for full details.

All content on SmartCalc, including but not limited to text, calculator logic, design, and code, is the property of SmartCalc or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written permission.

SmartCalc may use third-party APIs (such as exchange rate providers) to deliver features. We are not responsible for the availability, accuracy, or content of third-party services. Use of third-party services is subject to their respective terms and privacy policies.

The Service is provided "as is" and "as available," without warranties of any kind, either express or implied, including but not limited to implied warranties of merchantability, fitness for a particular purpose, or non-infringement. We do not warrant that the Service will be uninterrupted, error-free, or free of viruses or other harmful components.

To the maximum extent permitted by applicable law, SmartCalc and its operators shall not be liable for any indirect, incidental, special, punitive, or consequential damages, including loss of profits, data, or goodwill, arising out of or in connection with your use of the Service or reliance on any calculator results, even if advised of the possibility of such damages.

We reserve the right to modify these Terms of Use at any time. Continued use of the Service after any changes constitutes acceptance of the updated terms. We will update the "Last updated" date below when changes are made.

These Terms shall be governed by and construed in accordance with applicable law. Any disputes arising from these Terms or your use of the Service shall be resolved through good-faith negotiation or, if necessary, through appropriate legal channels.